Stitch推出了WigWag，这是一个面向小型企业的社交商务支付平台，允许通过独特链接轻松接受数字支付。它简化了支付处理，无需网站，按每笔交易收取2.95%的费用。

SOCIAL

Stitch，一家南非金融科技初创公司，推出了WigWag，这是一个社交商务支付平台，旨在通过独特的支付链接，使小型企业能够接受数字支付，从而赋予它们更多的能力。

虽然Stitch提供针对大型企业的可扩展定制支付解决方案，但WigWag将主要专注于服务小型企业。

 

*“通过WigWag，小型和成长中的企业可以在几分钟内开始接受本地和国际卡支付，而无需网站或开发者资源。他们只需在任何聊天或电子邮件中向客户发送一个独特的支付链接，”* 公司在一份声明中说。

![](http://img-cdn.gateio.im/social/moments-9e92ed6a7ecd856144d0eaf8d5de0ecb)

实际上，任何希望接受数字支付的个人或企业都可以使用WigWag：

* 通过 WigWag 网站注册 019283746574839201wigwag.me019283746574839201
* 生成一个包含所请求金额的支付链接
* 通过任何聊天、短信或电子邮件将链接发送给客户
* 客户可以通过链接使用卡付款。通过 Stitch Card，他们还可以保存他们的卡信息，以便将来可以一键支付给该商家。

根据Stitch的说法，使用该平台的企业能够通过仪表板监控待处理的付款，并高效地对所有交易进行对账。此外，他们可以无缝地收集交付信息，作为付款过程的一个组成部分，便于跟踪货物在付款完成后应被发往何处。

 

*“我们创建WigWag时专门考虑到这些小型企业客户。现在任何人都可以通过Stitch API获得可靠的支付，并为他们的客户提供真正无缝的体验，”* Stitch的WigWag产品经理Danielle Laity说道。

 

WigWag的费用结构包括向商家收取支付金额的2.95%。对于使用非南非卡进行支付的客户，WigWag将收取购买金额的3.4%的费用，显然是为了覆盖外汇费用。

Stitch launched WigWag, a social commerce payment platform for small businesses, allowing easy acceptance of digital payments via unique links. It simplifies payment processing without needing a website, charging a fee of 2.95% per transaction.

Stitch, a South African fintech startup, has introduced WigWag, a social commerce payment platform designed to empower small businesses by enabling them to accept digital payments through a distinctive payment link.

While Stitch provides scalable custom payment solutions tailored for large enterprises, WigWag will have a primary focus on serving small businesses.

 

*“With WigWag, small and growing businesses can begin accepting local and international card payments in minutes, without the need for a website or developer resources. They simply need to send a unique payment link to customers in any chat or email,”* the company said in a statement.

![](https://img-cdn.gateio.im/social/moments-9e92ed6a7ecd856144d0eaf8d5de0ecb) 

Virtually, any individual or business looking to accept digital payments can use WigWag:

* Register via the WigWag website (wigwag.me)
* Generate a payment link with the requested amount
* Send the link to the customer via any chat, SMS or email
* The customer can pay through the link via card. Through Stitch Card, they can also save their card details so they can pay that business in one click in the future.

According to Stitch, businesses using this platform have the capability to monitor pending payments and efficiently reconcile all transactions through the dashboard. Additionally, they can seamlessly gather delivery information as an integral part of the payment process, facilitating the tracking of where goods should be dispatched upon payment completion.

 

*“We created WigWag specifically with these small business clients in mind. Now anyone can have access to reliable payments, powered by the Stitch API, and offer their customers a truly seamless experience,”* said Danielle Laity, WigWag product manager at Stitch.

 

WigWag’s fee structure entails charging merchants 2.95% of the payment amount received. For customers using non-South African cards to make payments, WigWag will impose a fee of 3.4% of the purchase amount, ostensibly to cover foreign exchange expenses.

LAUNCH | South African Fintech, Stitch, Launches WigWag, a Social Commerce Payment Platform for Small Businesses

推出 | 南非科技金融公司 Stitch 推出 WigWag，为小型企业提供社交商务支付平台

津巴布韦储备银行(RBZ)已启动一次模拟测试，以评估推出一种由黄金支持的数字货币的可行性，当地报道说。
该倡议的目的是建立一种可以用于点对点和点对企业交易的法定货币形式，带有i

GOLD

TOKEN

据当地报道，津巴布韦储备银行(RBZ)已启动一次演练，以评估推出以黄金为支撑的数字货币的可行性。

本倡议的目的是建立一种可以用于点对点和点对企业交易的法定货币形式，旨在保护该国经济中的价值。

在2023年5月，该银行推出了黄金硬币，表示第一阶段将发行以黄金为支持的数字硬币，用于投资目的，具有180天的归属期，并可与现有的实物黄金硬币以相同方式赎回。

![](https://img-cdn.gateio.im/social/moments-9e92ed6a7ecd856144d0eaf8d5de0ecb)第二阶段将看到以黄金支持的数字代币存放在电子黄金钱包或电子黄金卡中，这些代币将可交易，并能够促进个人对个人(P2P)和个人对企业(P2B)的交易和结算。

似乎正在进行测试，以待第二阶段的推出。

根据津巴布韦储备银行经济研究与政策实施主任Nebson Mupunga的说法，中央银行即将推出用于市场交易的数字美元。因此，津巴布韦人将很快有机会使用黄金支持的数字美元进行交易。

这一措施预计将有助于稳定该国迅速下跌的汇率。

 

*“…我们处于一个先进阶段；我们现在处于测试阶段。很快，我们将允许黄金数字代币用于交易目的，就像有人从平行市场购买外币一样。但同时，我们也可以进行交易。所以，代币即将推出，并将满足相同的功能，”* 说 Mupunga*.*

 

这项最近的发展发生在津巴布韦严重通货膨胀的背景下，该报告继续指出。汇率不稳定是年度通货膨胀显著上升的主要因素之一，具体如下：

* 从2023年5月的86.5%激增至2023年6月的175.8%
* 此外，2023年6月的月通胀率飙升至74.5%，而2023年5月为15.7%。

与此同时，津巴布韦元面临着重大挑战，自2023年初以来已贬值超过50%对美元。因此，津巴布韦国内交易的大部分现在使用外币进行，表明在津巴布韦元波动的情况下，人们对稳定性有很强的偏好。

 

*“许多人正在将当地货币转换为外币，以试图储存价值。然后我们说，让我们开发一种可以反映相同特征的产品，而不是让人们去平行市场购买外币，”* 穆蓬加说。

*“我们随后设计了一种产品，具有外币的相同特性，以黄金数字代币的形式存在，持有本币流动性的人可以购买该代币，而该代币能够保持其价值。*

*“但是除此之外，我们说让我们进入下一个阶段，在这个阶段我们可以将代币用于交易目的。我们现在处于测试阶段，在这个阶段我们允许代币用于交易目的。”*

The Reserve Bank of Zimbabwe (RBZ) has initiated a dry-run to assess the viability of introducing a digital currency backed by gold, a local report says.
The aim of this initiative is to establish a form of legal tender that can be used for peer-to-peer and peer-to-business transactions, with the i

The Reserve Bank of Zimbabwe (RBZ) has initiated a dry-run to assess the viability of introducing a digital currency backed by gold, a local report says.

The aim of this initiative is to establish a form of legal tender that can be used for peer-to-peer and peer-to-business transactions, with the intention of preserving value in the country’s economy.

In May 2023, the bank unveiled the gold coin indicating that the first phase will see the gold-backed digital coins issued for investment purposes with a vesting period of 180 days and redeemable in the same way as the existing physical gold coins.

![](https://img-cdn.gateio.im/social/moments-9e92ed6a7ecd856144d0eaf8d5de0ecb)The second phase would see the gold-backed digital tokens held in either e-gold wallets or e-gold cards that will be tradable and capable of facilitating person-to-person (P2P) and person-to- business (P2B) transactions and settlements.

It appears tests are taking place pending the launch of this second phase.

According to Nebson Mupunga, the Director of Economic Research and Policy Implementation at the Reserve Bank of Zimbabwe, the central bank is on the verge of launching the digital dollar for utilization in market transactions. Thus Zimbabweans will soon have the opportunity to conduct transactions using the digital dollar backed by gold.

This measure is expected to help stabilize the rapidly declining exchange rate in the country.

 

*“…We are at an advanced stage; we are at the testing stage now. Soon, we will allow the gold digital token to be used for transactions purposes just like someone buys foreign currency from the parallel market. But at the same time, we can transact with. So, the token is coming and will satisfy the same function,”* said Mupunga*.*

 

This recent development occurs against the backdrop of severe inflation in Zimbabwe, the report continued. Exchange rate instability has been a major contributing factor to the significant rise in annual inflation, which:

* Surged to 175.8% in June 2023 from 86.5% in May 2023
* Additionally, monthly inflation skyrocketed to 74.5% in June 2023 from 15.7% in May 2023

At the same time, the Zimbabwean dollar has encountered significant challenges having depreciated by over 50% against the United States dollar since the beginning of 2023. As a result, a considerable portion of domestic transactions in Zimbabwe is now conducted using foreign currencies indicating a strong preference for stability in light of the volatile Zimbabwean dollar.

 

*“Many people are converting local currency to foreign currency in a bid to store value. Then we said, let’s come up with the product that can mirror the same characteristics instead of people going to buy foreign currency on the parallel market,”* Mupunga said.

*“We then came up with a product which has the same characteristics of foreign value in the form of gold digital token where holders of local currency liquidity can buy the token and that token will be able to preserve value.*

*“But over and above that, we said let’s go to the next stage where we can use the token for transaction purposes. We are now at the testing stage where we then allow the token to be used for transaction purposes.”*

Zimbabwe’s Gold-Backed Digital Token Now Being Tested for Regular Transactions

津巴布韦的黄金支持数字代币现已测试用于常规交易

在加密行业一个重要的里程碑，Tether的USDt稳定币正式超过了1500亿美元市值，巩固了其作为龙头稳定币和数字资产经济的重要支柱的地位。
根据CoinMarketCap的数据，USDt现在占据了61%的市场份额

USDT

在加密行业的一个重要里程碑中，**Tether 的 USDt 稳定币正式超过了 1500 亿美元的市值**，巩固了其作为龙头稳定币和数字资产经济的重要支柱的地位。

根据**CoinMarketCap**，USDt目前占**流通供应的总稳定币市场的61%**，远超其最近的竞争对手**Circle的USDC**，后者的市场份额接近25%。这一创纪录的数字反映出**过去一年流通供应增加了36%**，在2024年11月美国总统唐纳德·特朗普当选后，增长速度显著加快。

#### 稳定币在更广泛的加密货币采用中激增

泰达币市值的增长象征着稳定币生态系统的更广泛趋势。来自数据分析平台**Dune**和**Artemis**的最新数据显示，过去一年**活跃稳定币钱包的数量从1960万激增至超过3000万**，增长幅度超过50%。随着稳定币继续成为链上流动性的重要来源和加密交易者的必要工具，USDt在这一基础设施中仍然占据核心地位。

![](http://img-cdn.gateio.im/social/moments-9e92ed6a7ecd856144d0eaf8d5de0ecb) 

作为全球最大的稳定币，**USDt 作为整体加密市场活动的晴雨表**，反映了对数字资产、跨境结算和去中心化金融(DeFi)参与的需求。

 

#### 泰达瞄准美国市场，计划推出国内稳定币

尽管在国际市场上占据主导地位，**Tether在美国仍然受到限制**，稳定币的监管框架仍在不断发展。然而，该公司现在正准备采取战略举措，以重新进入美国市场，推出一种**新的美元支持稳定币**，专门为国内使用设计。

*“一个国内稳定币将与国际稳定币不同，”*

– Paolo Ardoino，Tether的首席执行官，在迪拜的Token2049上发言

 

根据**CNBC**的报道，Tether已加强其在华盛顿特区的**游说工作**，与正在进行的立法势头保持一致。美国立法者目前正在评估几项针对稳定币监管的法案，包括由众议院金融服务委员会主席**French Hill**和小组委员会主席**Bryan Steil**提出的**STABLE法案**。

虽然STABLE法案旨在为稳定币发行创建国家框架，但它并未不受挑战。在**2024年2月11日的众议院小组委员会听证会上**，**前CFTC主席蒂莫西·马萨德**批评了该法案，指出其**联邦监管不足**以及如果稳定币监管过于宽松，将可能导致**“薄弱的州标准”**。

Tether与政策制定者的增加互动表明，它渴望避免迄今为止限制其在美国存在的合规陷阱。如果成功，Tether的合规国内稳定币可能会开启一个重要的新一波采用，特别是在传统金融机构和金融科技平台探索代币化美元替代品时。

Tether的1500亿美元里程碑不仅仅是一个数字——它标志着稳定币在全球加密基础设施中扎根的深度。

随着监管透明度的提高和使用的扩大，Tether 进军美国市场的举措标志着该公司及稳定币更广泛采用的一个关键演变。

Tether是否能在日益激烈的竞争和更严格的监管下保持其主导地位尚待观察。但目前，USDt创纪录的市值凸显了其作为加密货币美元经济的心脏的角色。

In a significant milestone for the crypto industry, Tether’s USDt stablecoin has officially surpassed a $150 billion market capitalization, solidifying its dominance as the leading stablecoin and a critical pillar of the digital asset economy.
According to CoinMarketCap, USDt now commands 61% of th

In a significant milestone for the crypto industry, **Tether’s USDt stablecoin has officially surpassed a $150 billion market capitalization**, solidifying its dominance as the leading stablecoin and a critical pillar of the digital asset economy.

According to **CoinMarketCap**, USDt now commands **61% of the total stablecoin market by circulating supply**, dwarfing its closest competitor, **Circle’s USDC**, which holds nearly 25%. The record-setting figure reflects a **36% increase in circulating supply over the past year**, with a notable acceleration in growth following the election of U.S. President Donald Trump in November 2024.

#### Stablecoins Surge Amid Broader Crypto Adoption

The growth in Tether’s market cap is emblematic of broader trends in the stablecoin ecosystem. Recent data from analytics platforms **Dune** and **Artemis** show that the number of **active stablecoin wallets has surged from 19.6 million to over 30 million** in the past year – an increase of more than 50%. As stablecoins continue to be a key source of on-chain liquidity and an essential tool for crypto traders, USDt remains central to that infrastructure.

![](https://img-cdn.gateio.im/social/moments-9e92ed6a7ecd856144d0eaf8d5de0ecb)  

As the world’s largest stablecoin, **USDt functions as a barometer for overall crypto market activity**, reflecting demand for digital assets, cross-border settlement, and decentralized finance (DeFi) participation.

 

#### Tether Eyes U.S. Market with Domestic Stablecoin Plans

Despite its dominance in international markets, **Tether remains restricted in the United States**, where regulatory frameworks for stablecoins are still evolving. However, the company is now preparing a strategic move to re-enter the U.S. market with a **new, dollar-backed stablecoin** designed specifically for domestic use.

*“A domestic stablecoin would be different from the international stablecoin,”*  

– Paolo Ardoino, CEO of Tether, speaking at Token2049 in Dubai

 

According to **CNBC**, Tether has increased its **lobbying efforts in Washington D.C.**, aligning with ongoing legislative momentum. U.S. lawmakers are currently evaluating several bills focused on stablecoin regulation, including the **STABLE Act**, introduced by House Financial Services Committee Chair **French Hill** and Subcommittee Chair **Bryan Steil**.

While the STABLE Act aims to create a national framework for stablecoin issuance, it has not gone unchallenged. During a **Feb. 11 2024 House Subcommittee hearing**, **former CFTC Chair, Timothy Massad** criticized the bill, citing its **inadequate federal oversight** and the potential for **“weak state standards”** if stablecoin regulation is delegated too loosely.

Tether’s increased engagement with policymakers suggests it is keen to avoid the compliance pitfalls that have limited its presence in the U.S. to date. If successful, a compliant domestic stablecoin from Tether could unlock a significant new wave of adoption, particularly as traditional financial institutions and fintech platforms explore tokenized dollar alternatives.

Tether’s $150 billion milestone is not just a number – it’s a marker of how deeply stablecoins have embedded themselves into the global crypto infrastructure.

As regulatory clarity emerges and usage expands, Tether’s push into the U.S. market signals a pivotal evolution for the company and for stablecoin adoption more broadly.

Whether Tether can maintain its dominance amid rising competition and tighter regulation remains to be seen. But for now, USDt’s record-breaking market cap underscores its role as the heartbeat of crypto’s dollar-based economy.

MILESTONE | USDT Becomes the First Stablecoin to Surpass $150 Billion Market Cap

里程碑 | USDT成为首个市值超过1500亿美元的稳定币

PayPal推出了PayPal USD，这是一种完全由美元存款和美国国债支持的稳定币，能够在数字货币领域进行交易和资金转移，重点是促进虚拟环境和web3生态系统中的支付。

PYUSD

Web3

PayPal，作为支付行业的一个重要参与者，已宣布推出一种与美元挂钩的稳定币。

 

*“PayPal USD的储备完全由美元存款、美国国债和类似现金等价物支持，用户可以通过PayPal以每个PayPal USD $1.00的汇率购买或出售PayPal USD，”* PayPal在2023年8月的新闻稿中表示。

此举标志着一个重要的里程碑，因为它意味着一家主要金融科技公司首次采用数字货币进行交易和资金转移。

![](https://img-cdn.gateio.im/social/moments-9e92ed6a7ecd856144d0eaf8d5de0ecb)根据 Paypal 的说法，新的稳定币，名为 Paypal USD，100% 由美国美元存款、短期美国国债和类似现金等价物支持。PayPal USD 可以以 1:1 的比例兑换为美国美元，并由 Paxos Trust Company 发行。

符合条件的PayPal客户不仅可以使用稳定币进行转账，还可以进行购买。PayPal还将允许客户将“支持的加密币”转换为或从PYUSD，公司的表示。

Paypal表示，稳定币旨在减少虚拟环境中体验支付的摩擦，促进快速的价值转移以支持朋友和家人，发送汇款或进行国际支付，使开发者和创作者能够直接获得资金，并促进全球最大品牌在数字资产领域的持续扩展。

 

*“目前大部分稳定币的交易量都用于web3特定环境 – PayPal USD 将从第一天起与该生态系统兼容，并将在不久后在Venmo上提供，”* PayPal说。

 

作为在以太坊区块链上发行的ERC-20代币，PayPal USD将可供已经庞大且不断增长的外部开发者、钱包和web3应用程序使用，可以被交易所轻松采用，并将被部署以驱动PayPal生态系统内的体验。

Paypal表示，从2023年9月起，Paxos将发布一份关于PayPal USD的公共月度储备报告，概述构成储备的工具。Paxos还将发布一份关于PayPal USD储备资产价值的公共第三方认证。

 

*“鉴证将由独立第三方会计师事务所出具，并按照美国注册会计师协会（AICPA）制定的鉴证标准进行 (。”*

PayPal has launched PayPal USD, a stablecoin fully backed by U.S. dollar deposits and U.S. Treasuries, enabling transactions and fund transfers in the digital currency space, with a focus on facilitating payments in virtual environments and web3 ecosystems.

PayPal, a prominent player in the payment industry, has announced the introduction of a stablecoin tied to the U.S. dollar.

 

*“Reserves for PayPal USD are fully backed by U.S. dollar deposits, U.S. Treasuries and similar cash equivalents, and PayPal USD can be bought or sold through PayPal at a rate of $1.00 per PayPal USD,”* Paypal said in a press release in August 2023.

This move marks a significant milestone as it signifies the first instance of a major fintech company adopting digital currencies for the purpose of transactions and fund transfers.

![](https://img-cdn.gateio.im/social/moments-9e92ed6a7ecd856144d0eaf8d5de0ecb)According to Paypal, the new stablecoin, dubbed Paypal USD, is 100% backed by U.S. dollar deposits, short-term U.S Treasuries and similar cash equivalents. PayPal USD is redeemable 1:1 for U.S. dollars and is issued by Paxos Trust Company.

Eligible PayPal customers will not only be able to make transfers using the stablecoin, they will also be able to make purchases. PayPal will also allow customers to convert “supported cryptocurrencies” into or from PYUSD, the company said.

Paypal indicated that the stablecoin is designed to reduce friction for in-experience payments in virtual environments, facilitate fast transfers of value to support friends and family, send remittances or conduct international payments, enable direct flows to developers and creators, and foster the continued expansion into digital assets by the largest brands in the world.

 

*“Most of the current volume of stablecoins is used in web3-specific environments – PayPal USD will be compatible with that ecosystem from day one and will soon be available on Venmo,”* Paypal said.

 

As an ERC-20 token issued on the Ethereum blockchain, PayPal USD will be available to an already large and growing community of external developers, wallets and web3 applications, can be easily adopted by exchanges, and will be deployed to power experiences within the PayPal ecosystem.

Paypal says from September 2023, Paxos will publish a public monthly Reserve Report for PayPal USD that outlines the instruments composing the reserves. Paxos will also publish a public third-party attestation of the value of PayPal USD reserve assets.

 

*“The attestation will be issued by an independent third-party accounting firm and conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants (AICPA).”*

推出 | 南非科技金融公司 Stitch 推出 WigWag，为小型企业提供社交商务支付平台

津巴布韦的黄金支持数字代币现已测试用于常规交易

里程碑 | USDT成为首个市值超过1500亿美元的稳定币

发布 | PayPal推出以美元为支持的稳定币，PayPal USD (PYUSD)，在以太坊区块链上